Protecting the people who provide the care.®

Insurance and Risk Management exclusively for senior living communities.

HealthCap® 2023 Annual Report

Become a member

Discover Why HealthCap® Should be Your Company

HealthCap®is a general and professional liability insurance company owned and governed by the long term care providers we insure. We provide liability insurance products, risk management services and accredited education to post-acute care settings, assisted living and continuing care retirement communities.

Why Members Choose Us
Our Expert 24-hour Staff
Why Agents Choose Us

HealthCap® is Endorsed by Leading Associations

AHCA/NCAL endorses of HealthCap® as their preferred provider of liability insurance and risk management.

See Why AHCA Endorses HealthCap®


HealthCap® designs Professional and General Liability insurance coverage, exclusively for the senior living industry.

Risk Management

Our risk managers are the leaders in long term care risk management, with a focus on quality care to reduce liability risk.


Care is at our core. We’re actively involved in several charitable organizations in our community.

The Voice of Our Member-policyholders…

"Grafton Oaks Nursing Center has been working with HealthCap® for Risk Management Services for many years. I have found their insight to be very helpful when identifying areas of concern. I have often taken advantage of their additional consult services to either provide my nursing staff with additional education hours or to assist with improvement projects. I’m always happy with the additional ‘eyes on’ approach when looking for areas to improve."

Lisa Hamilton, LNHA, Administrator, Grafton Oaks Nursing Center

"AHCA/OHCA have a preferred partnership with HealthCap® to offer our members the highest quality professional liability coverage, because HealthCap® is the premier program solely dedicated to providing liability insurance to senior care communities since 2001."

Diane Deitz, Assistant Executive Director, Ohio Health Care Association

"HealthCap® is more than an insurance company. HealthCap® is the best. I don't know what we would have done without HealthCap®."

Charles Dunn, Belle Fountain Nursing and Rehabilitation Center, Michigan